Financial Well-Being

In addition to covering basic expenses, families and individuals need financial stability to avoid debt, build savings and prepare for unanticipated expenses.

When people are able to find decent jobs, provide for their families and absorb the financial bumps in the road we all face, they and their children are more likely to enjoy healthy lives and succeed in school. Everyone benefits, because financially stable individuals and families lead to a more competitive workforce and a stronger community.

However, financial stability can be thrown off by sudden job loss, health crisis or other unanticipated expense. That’s why it’s important for everyone to continue making smart financial decisions – things like building savings and managing credit responsibly – throughout their lives.

News & Updates

What We Do

At United Way of Greater Richmond & Petersburg, we outline key steps on the journey to financial well-being and provide needed supports along the way.

  • Financial Crisis. We help households address immediate needs in times of crisis by providing short term assistance on essential items like food, rent, utilities and prescriptions.
  • Financial Capability. We provide education that enables individuals and families to make informed financial choices and manage their money and credit wisely.
  • Financial Resilience. We ensure households are knowledgeable and equipped to handle life transitions and financial stress by building savings, managing credit responsibly and developing healthy relationships with financial institutions.

Tax Assistance Programs

United Way’s Tax Assistance Programs provide free income tax preparation for households with income of $56,000 or less. Since 2002, we have worked with local social service, nonprofit, faith-based, business and government organizations to strengthen the financial independence of working families in our region.

THRIVE Collaborative

The THRIVE Collaborative, a Richmond-area partnership, supports efforts to increase incomes, building savings and assets and develop financial literacy among local households, thereby helping them achieve financial stability.

Workforce Partnership Team

The Workforce Partnership Team brings together workforce professionals and service providers to remove barriers to employment and help everyone in our region secure a steady, sustainable job with a livable wage.

Success Stories

We are a community of people in need, and we are all working to make this a stronger region. We invite you to meet the people, families and organizations that have been positively impacted by United Way.

Tax Time Troubles

Meet Debra, a 63 year-old Chesterfield County resident who has dealt with multiple financial hardships over the past few years. With medical issues, a bankruptcy filing  and a sudden job loss, taxes were always complicated, stressful and expensive. Then she found United Way’s Volunteer Income Tax Assistance program. Read her story.

Insights & Spotlights

United Way staff members are available to provide valuable insight and knowledge on each of our Steps to Success. We invite you to hear from these experts within our organization and learn more about Financial Well-being.